SBI新生銀行カードローン エル「SBI新生銀行 L」

●SBI Shinsei Bank Card Loan L Official App "SBI Shinsei Bank L" is the official app provided by SBI Shinsei Bank Card Loan L.

This is a portal app that can support everything from borrowing to member services.
From your smartphone, you can not only log in to the member page but also easily access SBI Shinsei Bank Card Loan L's various smartphone services with a single touch.

●Introducing useful app functions
(1) Membership services
In addition to checking how much you can increase your credit limit, you can easily check the information you want to check at any time, such as the amount you can borrow, the next repayment amount, and the next repayment date.
Of course, the services you always use, such as same-day transfer service and web repayment service, can be completed with the app!
(2) Income proof document submission function
With the app, you can use your smartphone's camera function to submit the documents necessary to apply for a credit limit increase.
You can easily submit income proof documents by simply following the on-screen instructions.
(3) “Store/affiliated ATM search” function
Using GPS, you can search for nearby card loan stores/affiliated ATMs.
(4) Repayment simulation
You can check the monthly repayment amount and number of repayments, so you can create a plan that suits you.
You can also check the simulation results from the time the loan is borrowed until it is repaid in full.
(5) Push notification function
We will notify you of repayment dates, nearby store information, campaign information, etc. through push notifications.

●Recommended terminal
-Android 12 and above

*Cannot be installed on devices with Android 10 or lower.
*Tablets are not recommended.

●Customers who signed a contract by September 30, 2011
It will be handled by Shinsei Financial Co., Ltd. Please use Shinsei Financial's app "Lake App".

●We do not accept inquiries by email.
Please contact us at 0120-09-09-24 (reception hours: weekdays 9:00-18:00).

●Product overview
・Loan interest rate (actual annual rate)
4.5%～18.0%

・Repayment period/Number of repayments
"Card loan"
From the final borrowing date, the earliest is the same day, and the maximum is 5 years.
　 1 to 60 times
*Since repayment is free, the repayment period and number of repayments will vary depending on the loan and repayment plan.

It is not a financial product that requires full repayment within 60 days.

・Representative example of total card loan costs
Prerequisites
Loan interest rate: 18.0%
Loan (borrowing) amount: 100,000 yen
Repayment method: Balance sliding revolving method
Repayment example
　Each repayment amount: 10,000 yen
Number of repayments: 11 times
Total repayment amount: 109,018 yen
*One month is 30 days, and interest is calculated on a daily basis over a 365-day year.
*Repayment period, total amount, etc. may differ from the above due to additional borrowing or repayments exceeding the minimum repayment amount.
*Interest-free period is not taken into account.

・Privacy policy
　https://www.shinseibank.com/corporate/privacy_policy/

Check the loan terms and be careful not to borrow too much.
There is a prescribed review of the contract.